Florida Medicare & Retirement Planning for Real Life

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Serving Florida Residents & Snowbirds

From the Panhandle to the Gulf Coast and Treasure Coast—Pensacola, Tampa Bay, Sarasota, Naples, Orlando, Jacksonville, and the Space Coast—Realegacy Partners helps compare Medicare plans, coordinate Part D, and design tax-aware retirement income.

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Florida-Specific Planning Points

We consider seasonal residency, travel back to Texas or up the East Coast, hurricane-season contingencies, and access to major health systems. We’ll verify networks if you split time between states and align prescriptions with coastal or inland pharmacy options.

What We Provide

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Medicare Advantage vs. Medigap comparisons, annual plan reviews

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Annuities and Social Security timing strategies

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Life insurance for legacy and estate liquidity

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Business planning for owners—key person and buy-sell

Florida FAQs

  • I’m a snowbird—can I use doctors in two states?

    With Medigap, you can see any Medicare provider nationwide. With Medicare Advantage, we’ll target plans with broader networks and travel-friendly benefits where available.

  • Do you review plans every year?

    Yes—Florida plans change annually. We review during AEP to help keep costs and coverage optimized.

How We Work

Expertise, excellence, transparency, and trust—Realegacy Partners delivers straight answers, clear costs, and steady support.