Estate & Legacy Planning – Preserve Your Wealth for Future Generations

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Protecting More Than Money—Preserving Your Story

Estate planning is more than paperwork—it’s about making sure your assets, values, and vision live on in a way that reflects your wishes. Legacy planning adds the human side of the equation, preparing your loved ones to manage what they inherit and carry forward your traditions.



We help West Texas families create plans that fit their unique lives. Whether you’re thinking about your children’s future, the next generation of a family business, or charitable giving, we’ll guide you in building a legacy that lasts.

The Essentials Every Estate Plan Should Cover

We aren’t attorneys, but we partner closely with trusted estate lawyers to ensure all the legal pieces are in place. The fundamentals often include:


  • Wills & Trusts – Direct how assets are distributed and, when needed, avoid probate delays.


  • Powers of Attorney & Healthcare Directives – Ensure someone you trust can act on your behalf if you can’t.



  • Beneficiary Reviews – Make sure account and policy beneficiaries are current and align with your overall plan.


Our role is to coordinate the financial side so your plan works seamlessly when it matters most.

Life Insurance as a Legacy Tool

Life insurance can provide the liquidity an estate needs—paying debts, covering taxes, or creating an equal inheritance when one child inherits a business or property. It can also leave a charitable gift or fund a grandchild’s education. We help determine the right type and amount, and work with your legal team on ownership structures that fit your plan.

Planning Across Generations

We believe a true legacy is built over time. That’s why we often meet not only with clients, but also with their children or grandchildren—helping them understand the plans in place and preparing them for future responsibilities. Many of our client relationships span three or more generations, building continuity and trust that outlasts any one lifetime.

Minimizing Taxes & Disputes

Proper planning can reduce the impact of estate taxes, court costs, and family conflict. We coordinate with CPAs and attorneys to explore strategies like charitable giving, gifting, or using life insurance in a trust to provide tax-free funds for heirs.

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Continuing Support for Your Family

When the time comes, we’re here to help your family navigate what’s next—providing information on accounts, insurance policies, and financial arrangements so the transition is as smooth as possible.

Common Questions About Estate & Legacy Planning

  • At what age should I start estate planning?

    Any adult with assets or children should have a basic plan. We adjust the complexity to your life stage.

  • How can I avoid probate?

    Some assets pass directly through beneficiary designations; others may require a living trust. We’ll coordinate with your attorney to align your financial accounts with your plan.

  • What’s the best way to leave money to grandchildren?

    Options include 529 college savings, trusts, or naming them as life insurance beneficiaries. We help evaluate what’s right for your family.

  • How does estate planning tie into my insurance and retirement accounts?

    Beneficiary designations must work with your will or trust. We make sure all your accounts fit the overall strategy.

  • Can you draft my will or trust?

    No—we work alongside your chosen attorney or connect you with one. Our role is to integrate the financial pieces into your legal plan.

Plan for the Legacy You Want to Leave

You’ve worked a lifetime to build what you have—make sure it’s preserved and passed down the way you intend. Contact us for a review of your estate and legacy plan.