Medicare Insurance Solutions – Guidance on Medicare Plans & Enrollment
Local Guidance for a National Program
Medicare can be overwhelming—especially when deadlines, plan options, and coverage details seem to change every year. At Realegacy Partners, we make Medicare simple. Our Medicare advisor works one-on-one with you to explain your options, compare plans, and ensure you choose coverage that truly meets your needs. We’re here to help you make confident decisions about your senior health coverage.
Helping You Understand Medicare
Medicare is a federal health insurance program for people 65+ and certain younger individuals with disabilities. It includes several parts—
- Part A & Part B (Original Medicare) for hospital and medical coverage.
- Part C (Medicare Advantage) combining Parts A & B, often with extra benefits.
- Part D for prescription drug coverage.
- Medicare Supplements (Medigap) for covering costs Original Medicare doesn’t.
Our goal is to help you understand the differences and guide you toward the option that makes sense for your health needs and budget.
What We Offer in Medicare Consulting
We provide clear, personalized support for:
- Medicare Advantage Plans – Compare available Part C plans and understand benefits.
- Medicare Supplement (Medigap) Plans – Fill coverage gaps and reduce out-of-pocket costs.
- Prescription Drug (Part D) Plans – Ensure your medications are covered affordably.
- Dental & Vision Options – Access coverage Original Medicare doesn’t provide.
- Hospital Indemnity Insurance – Extra protection for Medicare Advantage enrollees.
Medicare Enrollment Made Simple
The timing of your enrollment matters:
- Initial Enrollment Period – Around your 65th birthday.
- Annual Enrollment Period (AEP) – Every October 15 to December 7.
- Special Enrollment Periods – Triggered by life changes like moving or losing other coverage.
We help you navigate these windows so you don’t miss important opportunities to enroll or make changes.
Our Unbiased Approach
We do not work for any one insurance company. Our recommendations are based on what’s best for you—not for the carrier.
Medicare Disclaimer: We don't offer every plan available in your area. Currently, we represent four organizations that offer over forty products in your area.
Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Why Work with a Medicare Specialist
When you call a generic number, you often get one-size-fits-all advice. When you work with us, you get:
Personalized Recommendations
Based on your doctors, prescriptions, and budget.
Annual Plan Reviews
Adjust coverage as your needs change
Clear Explanations
No jargon, just straight answers.
Family Support
Helping adult children assist their parents in making informed choices.
FAQs About Medicare
Do I automatically get Medicare at 65?
Not always—unless you’re already receiving Social Security benefits. We’ll help you check eligibility and start enrollment.
What’s the difference between Medicare Advantage and Supplement plans?
Advantage plans are all-in-one, while Supplements work alongside Original Medicare. We’ll help you decide which fits you best.
When is the Annual Enrollment Period?
October 15 to December 7 each year—changes take effect January 1.
Does Medicare cover dental and vision?
Original Medicare doesn’t, but options are available.
How much does Medicare cost?
Costs vary based on the plan, premiums, and coverage choices. We’ll walk you through every option.
Ready to Start Your Legacy Plan?
Whether you’re approaching retirement, choosing a Medicare plan, or making long-term insurance decisions, we’re here to help. Contact us to schedule your free consultation today!